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Our guides

Private health insurance guides

Clear answers about private health insurance, from costs to what a policy covers.

The basics

Start with what private health insurance is.

  1. A doctor greeting a smiling character, with a plus sign above
    What is private health insurance?How private health insurance works.
  2. An older character with glasses relaxing in an armchair with a mug
    Is private health insurance worth it?Weigh up the value of private health insurance.
  3. A smiling character sitting on top of three blocks of different heights
    Private health insurance cost in the UKSee what changes the cost of cover.
  4. A smiling character dry under an umbrella with a plus sign while drops fall around it
    What does private health insurance not cover?Know what your policy leaves out.

How cover works

See what policies pay for and leave out.

  1. A doctor with a clipboard listening to a smiling character
    Private health insurance pre-existing conditionsPre-existing conditions and your underwriting options.
  2. A smiling character lying on a bed beside a big round scanner
    Outpatient cover private health insurance explainedCover for appointments and tests.
  3. A smiling character holding a card with a plus sign, beside a coin
    Health insurance excess explainedCheck when you’ll pay your excess.
  4. A smiling character walking along a path towards a circle with a plus sign
    Switching health insuranceCheck what carries over before you switch insurers.

Cover for you

Cover for you, your family and the self-employed.

  1. A family on a sofa with a doctor standing beside them
    Family health insurance UKFamily cover and the rules for adding children.
  2. An older character with glasses stretching, helped by a physiotherapist
    Private health insurance over 50Cover choices and costs after 50.
  3. A smiling character at a workbench on a video call with a doctor
    Self employed health insurance UKPrivate health cover for the self-employed
  4. A smiling character walking out of a doorway carrying a box with a plus sign
    Continue company health insurance after leaving jobCheck your cover before you leave your job.

Start with who needs cover

Answer a few questions to speak with a health insurance specialist.

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